Onemain-financial – Official Login –

Onemain-financial – To find out how to go there, you may search up the onemain-financial page’s actual address. If so, you’ve found the proper place. For further details, read the remainder of the page.


OneMain Holdings, Inc. is an American Company that provides financial services to people. The headquarters of the company are in Evansville, Indiana, with central offices throughout the United States.

The company mainly owns the OneMain Finance Corporation and its subsidiaries, these are the ones with which it enables the operation in the consumer finance and insurance industries as OneMain Financial.

The business of OneMain Holdings is mainly concerned with providing personal loans and optional insurance products to the customers with limited access to traditional lenders, such as banks and credit card companies.

It basically provides both types of loans that are personal and auto loans from $1,500 to $20,000. It also provides financial tools, education and resources so that it can ameliorate customers’ financial health.

OneMain Financial provides secured loans and permits co-applicants, so that it can enable the availability of a good option for the borrowers who are having a poor credit or no credit.

OneMain Financial is a personal loan lender that permits its customers to apply for loans at one of its branches or even online.

Advantages of Onemain-financial


There are a lot of advantages of being a part of Onemain-financial which are as follows:-

Access to co-applicants:- In case you are having less-than-stellar credit, then, adding a co-applicant may help you to ameliorate your odds for the qualification for a loan or a larger loan amount.

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But the point to be noted is that all the personal loan lenders don’t allow co-applicants, but OneMain Financial does.

Quick disbursement of loans: Once you are done with approval of your application, OneMain Financial will enable the disbursement of your funds within just one working day.

Unique cancellation policy: In case you take out a loan from OneMain Financial and your mind gets changed, then you can get benefit by making use of the lender’s seven-day cancellation policy and return the funds without any interest charges.

You have a time period of seven days from the date of your loan agreement to the cancellation of the loan The Official Website.

But there are some things that need to be kept in mind while becoming a borrower at Onemain-financial.

Origination fees: While many personal loan lenders do not charge any kind of origination fees. However, OneMain Financial does.

In fact, its origination fees can be quite high but this depends upon where you reside, according to this your fees can be as high as 10%.

Higher APRs: OneMain Financial’s loans have higher APRs than average. Its loans carry APRs ranging from 18% to 35.99%. (Note:-APR= Annual percentage rate).

Collateral required in case of some borrowers: Determined by your creditworthiness and income, OneMain Financial can decide whether you are eligible for an unsecured loan or not.

If that’s the case, you may be required to apply for a secured loan with a collateral instead. An alternative option that may be provided is taking a smaller loan.

Now, how many types of personal loans are available at Onemain-financial?

OneMain Financial issues both types of personal loans that are secured and unsecured personal loans. You are not required to make a selection of which kind of loan you wish to apply for.

Rather, the OneMain Financial utilizes the details available in your application to examine your eligibility for a loan and what type of loan to offer you.

Depending upon your credit and the loan amount requested by you, OneMain Financial might need you to provide some form of property as collateral in order to secure the loan.

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Note:- All of OneMain Financial’s loans have some amounts of interest rates which are fixed, and there are no prepayment penalties in case you select to pay off the loan early.

How to apply for a OneMain Financial Personal Loan?

In order to get qualified for a loan, you must be at least 18 years old —or the age of majority in your state.

In order to take a loan from OneMain Financial, you will also need to provide it with an ID issued by the government, a proof of residence, and evidence of income.

You can apply for a personal loan by following the below mentioned steps:

Apply: At OneMain Financial, you will be required to provide your basic information related to your requested loan amount, income, contact information, etc.

Review the response: After applying successfully, the OneMain Financial will send you a loan decision within a few minutes after the submission of your information.

In case it gets approved, then you will be able to connect with a loan specialist online, via a telephonic conversation, or in person at a branch so that you can discuss in case a collateral is required and verification of your identity is required.

Signing the agreement: After meeting with the specialist, OneMain Financial will be sending you the final agreement and disclosures for your loan.

You are required to review them attentively before signing in order to make sure that you understand the loan’s fees and its terms and conditions.

Once you complete the signing process with the document, then, the OneMain Financial will enable the disbursement of your loan.

How to create an account at Onemain-financial?

So, if you want to have an account at Onemain-financial then you will be required to follow the below mentioned steps:

  • You will have to visit the official website of Onemain-financial that is
  • After this, you will be able to see an option “need to create an online loan’s account”.
  • After clicking on this option you will be asked to enter your details such as your name, account number, last 4 digits of SSN and zip code.
  • After proceeding and following the mentioned steps on the portal you can easily create an account.
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How to login to your account at Onemain-financial?

  • In case you already have an account and you just want to login then go to the official website mentioned above.
  • Then, enter your email and password.
  • After entering correct credentials you will get access to your account.

What If you forgot your username or password?

In case you are unable to recall your username or password which are required to login to your account.

  • Then, visit the official website of Onemain-financial.
  • After you will see two options: forgot username and forgot password.
  • By clicking on them you will be able to reset your password.
  • Finally, you will get access to your account.

Customer Service

The OneMain Financial’s customer service department is only available in person. You can connect to them via phone or via email.

You can get in touch with the Customer service from Monday to Friday from 7:00 a.m. to 7:00 p.m. Note that its phone lines are not in use on the weekends(that is on Saturdays and Sundays) .

To contact a representative, you can call 800-290-7002 or make use of the search tool in order to find a branch which is convenient to you in terms of its location.

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